Banks offering mortgage loans with no down payment at double the interest rates
Those who choose to take out a loan with no down payment and no insurance will have to pay double the interest rates of standard loans. On the other hand, it's difficult nowadays to set aside a minimum of EUR 7,000 to take out a EUR 30,000 loan.
For example, the interest rate of a EUR 30,000 mortgage loan with no down payment and no insurance at NMIC is 7.30% and the monthly installment is EUR 188.80. With down payment and loan insurance, the interest rate is 3.6% and the installment EUR 127.52.
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